First-class investments for all.

Invest indirectly in venture capital and private equity via tokenstreet and participate in returns on the private market.

To the newsletter

First-class investments for everyone.

Invest indirectly in venture capital and private equity via tokenstreet and benefit from successful asset managers.

To the newsletter
Known from

Better performance than on the stock market

A large part of the returns today are generated in private markets. Historically, the private market has achieved an average IRR of 19% - outperforming the S&P 500 by 13%.

Even in today's volatile capital market environment, the private market offers investors a diversification opportunity and another alternative to enhance portfolio returns.

To the products
Strong partnerships

Diversify your investment portfolio

Discover our investment solutions and invest in assets that match your personal risk/return profile.

Growth & Innovation

The tokenstreet Growth & Innovation Token comprises the two renowned venture capital funds Earlybird and IQ Capital. Together they form a strong portfolio of growth and deeptech investments.

Target return
15-25% p.a.
Stage
Pre-Seed, Seed, Series A, Series B, Series C
Region
Europe (with focus on DE and UK)
Costs
0.6% p.a.
Duration
10 years (tradable in the future)
First reflows
After 3-5 years

Venture II

Indirect investment in leading global venture capital funds with a focus on early stage and growth stage investments in the US and Europe.

Yield
n/a
Stage
n/a
Region
n/a
Costs
n/a
Volume
n/a

Private Equity I

Indirect investment in a leading global private equity fund focusing on investments in medium-sized companies.

Yield
n/a
Stage
n/a
Region
n/a
Costs
n/a
Volume
n/a
Available
Venture Capital
Growth & Innovation
Target return
15-25% p.a.
Funds
Earlybird, IQ Capital
First reflows
After 3-5 years
Investment target
Value enhancement, portfolio diversification
Soon available
Venture Capital
Venture II
Target return
N/A
Funds
N/A
Distribution
N/A
Investment target
Value enhancement, portfolio diversification
Soon available
Private equity
Private Equity I
Target return
N/A
Funds
N/A
Distribution
N/A
Investment target
Value enhancement, portfolio diversification

The upgrade for
your portfolio

Take your portfolio to the next level and diversify with indirect investments in venture capital, private equity and real estate. Through us, you can invest from as little as €100 and in just a few clicks.

To the products

Why Alternative
Investments?

More and more investors are putting their money into alternative investments because, as an integral part of any diversified portfolio, they help to safeguard assets and increase returns.

More about us

Asset protection with return potential. Historical market data shows that alternative asset classes such as venture capital can generate above-average returns compared to current capital market interest rates.

Low correlation to equities and bonds. Investments in alternative asset classes are typically hardly correlated with the stock market. Their value is therefore comparatively insensitive to fluctuations in the stock market.

Long-term stability. As a rule, alternative investments are designed for the long term. This makes them robust in the face of economic fluctuations and relatively crisis-resistant compared to all other asset classes.

Hedging the portfolio. The above-average returns of venture capital can help to hedge the overall value of the portfolio against inflationary developments.

Source: European Investment Fund, European Venture Capital - what does the data tell us?, SuperVenture 2019

Let us know what you wish

"This is what the future looks like. An innovation-driven product for the investors of tomorrow and today."

Vaitea Cowan is co-founder of Enapter and develops decentralised solutions for green hydrogen.

More about Vaitea

"Great product
with excellent
technical implementation."

Dr. Peter Ruppel is Vice President of CODE University and Professor for Blockchain Technology

More about Peter

"tokenstreet has convinced me as a fantastic team that brings the right vision, passion and talent to create forward-looking financial products."

Christoph Iwaniez is MD and CFO at Nuri and largely responsible for establishing blockchain banking.

More about Christoph

Why tokenstreet?

1

Simple investment process.
Discover, understand, invest - all in one app.

2

Low minimum investment.
Investors can participate in our products from as little as €100.

3

Transparent costs.
Opaque cost structures are no longer in keeping with the times. We keep it simple and transparent: 1% p.a.

4

No term commitment.
Alternative asset classes are usually illiquid. However, with our planned secondary market, you can sell your shares or buy new shares before maturity.

5

Regular reporting.
Our reporting ensures transparency so that you always know what is happening with your money.

6

Co-investment.
We believe in what we do. That's why we founders invest in every investment ourselves.

How long is the investment horizon?

Our products are designed for investors with a long-term investment horizon. Depending on the type and strategy of the target fund, the recommended minimum holding period is between 6 and 10 years.

Who can invest via tokenstreet?

In principle, anyone who is of age can invest in tokenstreet.

What does a central bank do?

A central bank (e.g. the ECB) is responsible for stabilising the general price level. It has various monetary policy instruments at its disposal for this purpose. Most central banks target an inflation rate between 1.5 and 2 per cent.

What is stagflation?

Stagflation is a combination of stagnation (weak economic growth) and high inflation. It can lead to a so-called price-wage spiral.

What is deflation?

Deflation is the opposite of inflation and refers to a state in which the general price level falls.

What is inflation?

Inflation refers to the increase in the price level within a period of time. The term "consumer price index" is often used in the media. Current inflation figures can be found at the Federal Statistical Office:

When to start with private pension provision?

In accordance with the law of compound interest, as early as possible. Students can already invest small amounts in their private old-age provision during their studies. In this way, you create freedom for yourself in the long term.

Which asset classes offer the best opportunities for wealth accumulation?

Historically, equities and private equity have had the highest returns. It is important to be aware of the risks before investing. Returns are never free - especially with the asset classes mentioned above, there is a high risk of total loss. Base your asset allocation on a model that you feel comfortable with.

What is the pension gap?

The pension gap is the difference between your financial needs and your statutory pension. By 2050, the pension level is expected to fall to 42 percent - which will simultaneously lead to an increase in the pension gap.

Are bonds tradable?

Not always. Debt securities can also be distributed over the counter. In this case, liquidity also decreases, as no public market is available for trading. Investors should be aware of this before investing.

What risks do bonds carry?

The biggest risks include the interest rate risk but also the default risk of a bond. Repayment depends on the creditworthiness of the issuer. If the issuer defaults, investors may have to forego their investments.

What is a bond?

A bond certifies the right to a fixed or variable interest rate on the capital invested, as well as the repayment of the capital invested at the end of the term. This can be short (one year) or long (30 years).

Where can I get the best information on investment topics?

There is a wide range of options available to you. It is important that you only use media that are obviously independent.

How much time before I make an investment decision?

As long as you need to be sure. Investment decisions can have a huge impact. The responsibility is great and this should be reflected in the time you invest in selecting suitable asset classes. Use as many parameters as you can find. Also, check with independent sources.

Is a broad diversification of my assets worthwhile?

Nobel Prize winner Harry Markowitz's portfolio theory suggests that a broad diversification of risks is worthwhile. By spreading it across different asset classes, the return level can be maintained - despite lower risk.

Investing with little money - is it worth it?

Time is more important than the amount you invest. Even 25 euros per month - with a corresponding return - can develop into a considerable amount. The higher your savings rate, the stronger the compound interest effect. However, a high savings rate is never obligatory.

Investing as a student?

The earlier you start, the more time you have to benefit from the compound interest effect. Make sure that you do not adversely reduce your standard of living in order to increase your savings rate. With us, you will soon be able to invest indirectly in private equity for as little as 100 euros.

What is the compound interest effect?

The compound interest effect describes the development of your capital when it earns interest on itself over time. If you invest 100 euros, you will receive 105 euros back in the coming year (5 percent annual interest). In the following year, you will not receive 110 euros, but 110.25 euros. The 0.25 euros are based on the compound interest effect. Without it, you would "only" receive 110 euros.

What is a seed phrase?

A seed phrase is a combination of 12 to 24 words. It serves as a backup in case you lose your wallet password (your private keys).

Are cold wallets more secure than hot wallets?

In principle, yes. Cold wallets are not connected to the internet. This means that the risk of losing your private keys is non-existent. Hot wallets, on the other hand, are connected to the internet. A hacking attack could compromise your private keys.

What is a public key?

The public key is the address of a wallet. You need this to receive and send cryptocurrencies. You can compare it with your IBAN for a classic bank account.

What is a Private Key?

You use the private key to verify a transaction. Anyone who has the private key of a wallet can send the cryptocurrencies linked to it.

Is diversification the same as diversification?

Yes, both terms can be used synonymously. The meaning is the same in both cases. Diversification is the more prominent term in finance. In Germany, it is often referred to as risk diversification.

Is diversification worthwhile even for €1,000?

It depends. If you are a student and want to go on holiday next year with the €1,000 (hoping it will be more), you should tend not to invest the money at all. Also pay attention to transaction costs. If you buy 10 shares with the €1,000 and pay €7 per transaction, then you have a direct return of -7%, which you first have to compensate for. 

If you plan to invest your assets over the long term, you do not need to diversify too widely with € 1,000. One allocation that is often used is the 70/30 portfolio. 70 % of the money goes into the stock market and 30 % goes into bonds or is parked in a call account. The higher your assets, the more you feel the price fluctuations of individual investments.

Can I over-diversify my portfolio?

This is possible. If, for example, you buy an ETF on the MSCI World and also invest in FAANG shares (Facebook, Apple, Amazon, Netflix, Google), you get values twice in your portfolio. These companies are already included in the ETF with a high weighting. In this case, you should focus on other asset classes instead of individual shares. These include real estate, bonds, commodities or private equity.

What are the most popular asset classes?

The most popular asset classes include equities, private equity, real estate, bonds, commodities and crypto stocks.

How high should my savings rate be?

This depends on many factors and should be determined by you individually. Basically, the lower your expenses, the higher your savings rate. In Germany, the average savings rate is just over 10%. You can improve your savings rate by spending less or earning more.

Should I invest already during my studies?

It all depends on your financial situation. Do you always have money left over at the end of the month? Then you can invest it as long as you can do without it. There is always the danger that your investments will lose value.

Can I invest with little money?

The investment period is more decisive in this case. Even small amounts can be built up into considerable assets over many years. For this reason, you can confidently start building up your assets even with small savings amounts.

Can I withdraw my money early?

This is possible, but only at a high discount. Financially, such a step is rarely worthwhile, which is why investors should consider beforehand whether they want to tie up their capital over a long period (up to twelve years).

Is the performance really higher than on the stock market?

It depends on the fund. In principle, studies indicate a better risk-return ratio compared to the traditional equity market. The Global Private Equity Index outperformed the S&P 500 by nearly six percent in average annual return between 1995 and 2015. However, the performance of a fund depends very much on the investment focus and the management employed. Excess returns are never guaranteed.

Who can invest in private equity funds?

To date, the asset class has been reserved for institutional investors or only high-net-worth private investors, as the barriers to entry are still in the millions of euros range in some cases. We at Tokenstreet are working on a simple solution to make this market indirectly accessible to small investors in the future.

Can managed companies fail?

That is possible. In fact, a large proportion of the investee companies in a private equity fund fail. The return often comes from the outperformance of certain exposures. Investors should make sure (in order to minimise their risks) that a PE fund focuses on broad risk diversification

What return can I expect?

The expected return depends on the asset that is represented by a digital asset. Unfortunately, historical data cannot be used to forecast the future development of an asset class. We recommend a broad diversification of your assets in order to benefit from the return potential of as many asset classes as possible and to strengthen your risk profile in parallel. The specific asset allocation depends on your individual preferences and your risk appetite.

What happens after I have bought tokens as a customer?

Tokens are mapped via the blockchain and stored in a so-called wallet. At tokenstreet, for example, we work with our crypto custodian Tangany GmbH. All wallets use the latest HSM technology, which is certified according to FIPS140-2 (US government and banking standard). Tangany is also supervised by the German Federal Financial Supervisory Authority (BaFin) as a crypto custodian in accordance with Section 1 (1a) Sentence 2 No. 6 of the German Banking Act.


What is an SPV?

An SPV (Special Purpose Vehicle) is a special purpose vehicle set up by a parent company to contain investments. The spin-off isolates the financial risk.


What are digital assets?

Digital assets are a digital representation of value (e.g. ownership) of a tangible or intangible asset - e.g. a work of art by Picasso. You can acquire this physically via an auction or digitally via the representation of the value as a digital token. Since tokens are (theoretically) infinitely divisible, private investors can also invest indirectly in exclusive tangible assets or private equity.

Why do you need blockchain technology for this?

The vision of our founders is to offer everyone the chance to build up a portfolio like a high-net-worth investor. This means: making qualitative investments accessible with a low minimum investment and in a simple and understandable way. After intensive research into how we can make such access as convenient, cost-effective, transparent and efficient as possible, it became clear that under the current legal, regulatory and technical circumstances, a solution using blockchain technology is the only interesting one. Up to 65% more cost-efficient investment processes due to the elimination of intermediaries such as a custodian bank, unchangeable, maximally transparent value chains, fast and efficient processing of the individual steps as well as the possibility of trading the units formed the basis for this decision.

Am I investing in a security?

With an investment in tokenstreet, you acquire a tokenised bearer bond (also known as a "tokenised bond" or digital security), which is issued by the tokenstreet special purpose entity. The net issue proceeds of this bond are invested in venture capital funds by the company founded specifically for this purpose as a limited partner. From there, the investor capital is invested in European companies.

Important: Before the company is founded, it is already clear into which funds the money will flow.

What is a token-based bearer bond?

A tokenised bearer bond is also referred to as a "tokenised bond" or digital security and grants the investor an annual variable interest rate during the term depending on the profits generated in the target investments (venture capital, private equity, real estate, etc.). There is no obligation to make additional contributions.

Further conditions

There are a variety of terms and conditions that we take into account when evaluating a fund. Among other things, we make sure that the terms are transparent and create a broad alignment of interests between the fund manager and the investors.

Track Record

Our investment team analyses the manager's returns in a variety of ways and compares them with those of the competition. We look for consistent performance across economic cycles and a clear link to the fund's investment strategy.

Long-term relationships

tokenstreet invests with its subsidiaries not only in a fund, but in the competence and experience of fund managers and their teams. We look for quality, continuity and long-term relationships with experienced managers.

Selection strategy

Our analysis evaluates the investment strategy in terms of clarity, consistency, effectiveness and replicability. We only select funds whose target strategy is understandable and comprehensible and which, in our opinion, have the potential to generate attractive returns.

Target Investment Manager

Our investment team look for managers who have a proven track record of being good stewards of their investors' capital. Our investment team invest in the manager's ability to identify and realise future investment opportunities in order to better exploit potential returns.

When will the blockchain come into play?

All our investments are mapped as security tokens via the blockchain. In order to guarantee the highest security standards and custody conditions, we work together with our crypto custodian Tangany GmbH for the custody of your tokens. All wallets use the latest HSM technology, which is certified according to FIPS140-2 (US government and banking standard). Tangany is also supervised by the German Federal Financial Supervisory Authority (BaFin) as a crypto custodian pursuant to Section 1 (1a) Sentence 2 No. 6 of the German Banking Act.

Everything else you need to know

Do you have more questions? We are also available to you at any time via our chat. You can also reach our team at contact@tokenstreet.com.

What return can I expect?

The expected return depends on the asset that is represented by a digital asset. Unfortunately, historical data cannot be used to forecast the future development of an asset class. We recommend a broad diversification of your assets in order to benefit from the return potential of as many asset classes as possible and to strengthen your risk profile in parallel. The specific asset allocation depends on your individual preferences and your risk appetite.

How long is the investment horizon?

Our products are designed for investors with a long-term investment horizon. Depending on the type and strategy of the target fund, the recommended minimum holding period is between 6 and 10 years.

Who can invest via tokenstreet?

In principle, anyone who is of age can invest in tokenstreet.